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The Federal Reserve recently lowered its main interest rate by 0.25 percentage points, bringing it down to a range between 3.50% and 3.75%. This is the lowest the rate has been in nearly three years. The decision sh...

  When faced with financial challenges, negotiating auto loan relief with lenders can be a lifeline for struggling borrowers. However, the negotiation process can be complex. In this article, we'll outline es...

Auto loan costs are tied to the federal funds rate, which is set by the Federal Open Market Committee (FOMC). This rate influences the interest rates lenders charge for car loans, meaning that whenever the Fed r...

Having bad credit can make it difficult to get approved for a car loan, or you may only qualify for loans with higher interest rates. However, there are lenders who work specifically with people who have low credit scores or...

As the year 2025 ends, many American families are still dealing with rising prices and the need for financial help. While large federal stimulus programs are no longer available, some states ...

In today's market, new car buyers face the challenge of navigating rising vehicle prices and increased financing rates.  However, one area under a buyer's control is their credit score, which ca...

Deciding whether to lease or finance a car is a significant choice for anyone in the market for a new vehicle.  With leasing, you might enjoy lower monthly payments compared to a car loan, but at the lease'...

  Lower Rates Ahead for Those with Good Credit Greg McBride from Bankrate predicts that auto loan rates may become more favorable due to increased competition among banks, particularly benefiting borrowers with strong credit scores. ...

The Federal Reserve made three rate cuts at the end of 2024, causing the interest rates offered by savings accounts to drop. This means when looking for a place to keep your savings, you'll want t...