Our blog

Welcome to Your New Go-To Destination for Financial Knowledge

Designed to be your compass, providing expert insights, success stories, and tips to

navigate the intricate landscape of auto loans.

Understanding Car Loan-to-Value Ratio and Its Importance

When you're in the market for a car and need financing, there's a term you'll often encounter: Loan-to-Value ratio, or LTV. It's essential when lenders decide on your car loan application, and here'...

Why Some Electric Vehicle Buyers Didn’t Get Their Tax Credits This Year

When Kristina Meier bought her plug-in electric minivan last September, she thought claiming the $7,500 federal tax credit would be straightforward.  Despite carefully reading all the IRS docu...

Anticipated Drop in Car Loan Rates and its Impact on Auto Loan Relief Options

The forecast for declining car loan interest rates this fall is a beacon of hope for potential car buyers.  This development is particularly significant when considered in the context of a...

Explore No-Interest Financing Deals for December 2024

In the market for a new vehicle this December 2024? We've curated a list of some of the best 0% APR opportunities across a varied selection of cars, SUVs, and trucks.  These deals not only allow you to benefi...

Choosing the Right Car Loan Term: Balancing Monthly Payments and Total Costs

When you buy a car using a loan, one of the decisions you'll need to make is how long you want to take to pay back the loan.  This period is called the term of the loan. The length of...

Struggling with Car Payments? Here's A Tip from The Consumer Financial Protection Bureau

Owning a car is a big financial commitment and recently, many people have been having a hard time keeping up with their car loan payments. Surprisingly, even when they've been tryin...

Need to Skip or Delay Your Car Payment? Here’s What You Can Do

Having a car is often more of a necessity than a choice. But life happens, and sometimes making that car payment can be a real struggle.  If you miss payments, it can start a tough cycle where money pr...

What You Need to Know About Car Payment Breaks

Taking a break from your car payment might seem like a relief when times get tough, but it could end up costing you more in the long run.  Many people find themselves struggling to pay back their car loans, contributing...

Auto Loan Hardship Program: How to Get Help with Your Car Payments

If you are struggling to make your car payments because of job loss, illness, or an unexpected expense, an auto loan hardship program may help. These programs are offered by many lenders to make it easier...