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Designed to be your compass, providing expert insights, success stories, and tips to

navigate the intricate landscape of auto loans.

What Credit Score Do You Need to Buy a Car?

When you're ready to buy a car, it's essential to know your credit score. It's a number that tells lenders how likely you are to pay back loans.  A recent Experian report from the second quarter of 2024 showed ...

How New Tariffs Are Changing Things for People Wanting to Buy Cars

The car industry is facing more changes as it deals with new tariffs (which are special taxes on goods brought into a country) and adjustments to how the government helps people afford vehicles. If you...

What You Need to Know About Trump’s Car Loan Interest Deduction

Congress passed a new tax law as part of the "One Big Beautiful Bill Act," signed by President Trump on July 4, 2025. This law lets people deduct up to $10,000 per year in car loan interest paid on ...

What You Need to Know About Voluntary Repossession

Have you fallen behind on your car loan payments? Returning your car to your lender, a process known as voluntary repossession, might seem like a solution.  However, it's important to know that doing so can hurt...

Stimulus Payments in October 2025: Which States Are Sending Checks?

Lately, a lot of people have seen posts on social media about new federal "stimulus checks" coming in October 2025. Despite what you may have read or heard, there is no national program providi...

Struggling with Car Payments? Here's A Tip from The Consumer Financial Protection Bureau

Owning a car is a big financial commitment and recently, many people have been having a hard time keeping up with their car loan payments. Surprisingly, even when they've been tryin...

Record Number of Car Owners Face 'Upside Down' Loans as Vehicle Values Plummet

These days, more people find themselves in a tricky situation with their car loans. They owe more money on their car loans than their vehicles are worth. This is often called being "upside dow...

TANF Cash Assistance: Can It Help Cover Your Auto Loan in July 2025?

Temporary Assistance for Needy Families (TANF) is a crucial support system for families struggling financially across the United States. This program, funded by the federal government but managed by ind...

Understanding Car Loan-to-Value Ratio and Its Importance

When you're in the market for a car and need financing, there's a term you'll often encounter: Loan-to-Value ratio, or LTV. It's essential when lenders decide on your car loan application, and here'...